BoF Pay Apply now

Load crypto.Spend anywhere.

A virtual card funded from your stablecoins. Add it to Apple Wallet or Google Wallet and pay the way you already do. No bank account, no cashing out first.

One card, three ways to use it.

Pick the setup that matches how you spend. You can move up a plan later.

Individual

Crypto holders, freelancers paid in crypto, travellers.

  • Free virtual card, ready in minutes
  • Apple Wallet and Google Wallet
  • Load stablecoins, spend anywhere the card works
  • Rewards on what you spend

One card business

Sole traders, small companies, founders who want a business card.

  • A single card in the company name
  • Set your own spending limit
  • Fund it from your stablecoins
  • Fast setup, no bank account needed

Team business

Companies handing cards to staff and paying suppliers.

  • Cards for the whole team in one place
  • Limits and freezes per card
  • One funding pot, spending across the team
  • Full record of who spent what

Three steps, then you are spending.

Open your account

Sign up and pass a quick ID check. Most people are through in minutes.

Load your card

Send USDT from your wallet or exchange. Your balance shows on the card straight away.

Add it to your phone

Save the card to Apple Wallet or Google Wallet, then tap to pay anywhere the card is accepted.

Clear fees, nothing hidden.

You only spend what you load. No credit, no interest, no surprises at the end of the month.

Personal

For everyday spending

No monthly fee
  • Virtual cardFree
  • Loading your card1%
  • Currency conversion2%
  • CashbackUnlocks with spending

Business

Solo, Team and Scale plans

From a small monthly fee
  • Cards in the company nameIncluded
  • Loading your card1%
  • Currency conversion2%
  • API accessOn higher plans

The things people ask first.

Is it safe?

You can only spend what you have loaded, so there is no credit line and no debt. Every user passes an ID check before a card is issued, and you can freeze a card from your account at any time.

Which crypto can I load?

USDT today. More assets are being added, and your account will show what is available when you go to load.

Do I get a plastic card?

The card is virtual for now, which is why it is ready in minutes. A physical card is on the way.

Where can I use it?

Anywhere the card scheme is accepted, online and in shops, once you have added it to Apple Wallet or Google Wallet.

Do I need a bank account?

No. You fund the card from your own crypto wallet, so there is no bank paperwork and no waiting on an account to open.

Can I get cards for my team?

Yes. Business plans cover several cards under one company account, with a spending limit on each and one place to see all activity.

Keep it simple.
Load, spend, done.

Cards are issued through BoF Pay's card issuing partner. Availability depends on where you live and on passing our identity and eligibility checks, and not every country or US state is covered. Fees shown are the standard rates and may change. This page is information about the product, not an offer of a financial product to residents of any country where BoF Pay is not licensed to offer it.

The BoF Pay card in Apple Wallet, ready to tap.