Not a bank
BOF Pay is a financial technology company, not a bank. Banking services and FDIC-insured deposit accounts (where applicable) are provided by our partner banking institutions. BOF Pay's role is limited to providing the technology platform and the payment and money-services functions performed under its own licenses.
Foreign exchange
Foreign exchange and cross-border payment services are offered through BOF Pay's licensed money services entities. Exchange rates displayed on our website and in our applications are indicative and may differ from the rate applied at the time of execution. Holding balances in foreign currencies carries currency risk and may result in loss of value.
No investment, tax, or legal advice
Nothing on the Services constitutes investment, tax, or legal advice or a recommendation to enter into any transaction. The information is for general informational purposes only and does not consider your personal circumstances, financial situation, or objectives. You should consult qualified professionals before making financial decisions.
No offer or solicitation
The Services and the information on them do not constitute an offer or solicitation in any jurisdiction where such an offer or solicitation would be unlawful or unauthorized, or to any person to whom it would be unlawful or unauthorized to make such offer or solicitation.
Forward-looking statements
Some statements on the Services may be forward-looking, including statements about future products, partnerships, or expansion. Forward-looking statements involve risks and uncertainties, and actual results may differ materially. BOF Pay does not undertake any obligation to update such statements.
Third-party content
The Services may include links to or content from third parties. BOF Pay does not endorse and is not responsible for the content, accuracy, or practices of any third-party site or service.